Financing
Bring Your Outdoor Project Within Reach
A custom deck or outdoor living project can be a significant investment.
Financing may give qualified homeowners another way to move forward without paying the entire project cost at once. Stellar Decks offers access to third-party financing options through Hearth.
- Owner-led on every project
- No subcontracting
- 25+ years of experience
- Financing options available
How It Works
How Financing Works
Plan Your Project
Begin by discussing the outdoor project you are considering with Stellar Decks. Understanding the potential scope and budget will help you evaluate the amount you may need to finance.
Review Options Through Hearth
Hearth allows homeowners to explore financing options from participating lending partners. Available offers, rates, payments, fees, and repayment terms depend on the homeowner, lender, loan amount, and applicable qualification requirements.
Apply Through the Approved Hearth Link
Applications and financing decisions are handled through Hearth and its participating lending partners. Stellar Decks does not determine credit approval, loan offers, interest rates, or repayment terms.
Review the Full Offer
Before accepting financing, review the interest rate, annual percentage rate, monthly payment, loan term, fees, total repayment amount, prepayment conditions, and lender disclosures.
The Provider
Financing Through Hearth
FINANCING PROVIDER
Hearth
PROVIDER WEBSITE
APPLICATION LINK
Financing is subject to approval and the terms of the participating lender. Stellar Decks does not determine credit approval, interest rates, repayment terms, or financing eligibility.
Questions
Financing Questions
No. Qualification and available offers depend on the requirements of Hearth’s participating lending partners.
The answer depends on the specific Hearth process and lender. Review the current disclosure presented during the application or prequalification process.
No. Financing decisions are made by Hearth’s participating lending partners.
No. Rates, payments, loan amounts, fees, and terms depend on the specific offer made to the homeowner.
No. You can request a free project estimate without applying for financing.
Get Started
Start With the Project You Want to Build
The first step is understanding what you want to create. Once the project direction and likely investment are clearer, you can decide whether financing through Hearth is appropriate for you.